How to Solve Budgeting Issues
There are many problems that can occur when trying to save money. One of the biggest problems that people run into is problems with making and sticking to a budget. I know that I can personally attest to that. However, I have picked up some helpful tips on this very subject, I am going to…
8 Simple Ways To Save Money
Sometimes the toughest issue regarding saving money is simply getting started. It may be tough to work out easy ways to save lots of money and the way to use your savings to pursue your monetary goals. This bit-by-bit guide to money-saving habits will assist you to develop practical savings set up. 1. Record…
The suburbs where Aussies have the highest life expectancy
Life expectancy in Australia has reached record highs with a boy born today expected to live to 80.7 years and a girl to 84.9 years, according to the figures released by the Australian Bureau of Statistics (ABS). At first glance, it might seem like not much but dig deeper and there is a much more important…
5 Benefits of Financial Technology
Financial technology (also referred to as FinTech) is the use of innovative technology to deliver a wide range of financial products and services. It is intended to facilitate the multi-channel, convenient and fast payment experience for the consumer. This type of technology is effective in many different business segments, such as mobile payments, investment management,…
TAG Super Update | Ability to Contribute from Age 65
For SMSF members who are over 65 years of age and no longer working, there are very few options available for them to contribute to superannuation. Members of this age are no longer able to use the bring forward provisions (subject to the circumstances below), and they must satisfy a work test in order to…
4 reasons to avoid buy-now-pay-later
Australians have been warned to think about the potential financial impact of using buy-now-pay-later services such as Afterpay and Zip Pay. Shoppers shouldn’t be lured in by the what seems like free money, with Chartered Accountants Australia New Zealand thought leadership & research leader Geraldine Magarey saying there were four specific pitfalls to watch out…
Why It’s About Time to Switch to Paying Your Bills Online
Simplify Online Bill Payments While most people use mobile banking app/online accounts to pay their bills, they often get confused with the different options available. Do you need to pay through the billing company? Would it be better to pay through your bank? Can you use both options at the same time? Understand how to…
8 Australian property regions to avoid in 2020
The property market registered an uptick in the second half of the year, but that doesn’t mean all of Australia enjoyed the good news. According to the experts, there are some hotspots (and some in regional areas) that buyers should be keeping an eye on in 2020 – but also some that Australians should black-list. “In terms of sales…
Getting ahead financially: Household financial waste
Unnecessary and avoidable household financial waste can be costly; placing pressure on your cashflow, locking away potential surplus income, and prolonging the achievement of your financial goals and objectives. For example, in our video, ‘Business and household food waste’, we touched on the impact that food waste can have on your household finances; a household’s annual food waste…