Blog

This is now Australia’s most valuable brand

Woolworths has pipped Telstra to become the most valuable brand in Australia, valued at $11.8 billion. That’s according to brand valuation consultancy Brand Finance, which ranks the most valuable brands in the world and in Australia. The rankings are based on factors such as familiarity, staff satisfaction, loyalty, corporate reputation and marketing investment. The supermarket…
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How to travel for a year without going broke

Many Australians look out the office window on a long Tuesday afternoon, wondering if this is all there is. But a small minority do make it out of the rat race and travel the world, showing the rest of us that it’s possible to taste true freedom – if only for a while. The average…
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Getting ahead financially: Household financial waste

 Unnecessary and avoidable household financial waste can be costly; placing pressure on your cashflow, locking away potential surplus income, and prolonging the achievement of your financial goals and objectives. For example, in our video, ‘Business and household food waste’, we touched on the impact that food waste can have on your household finances; a household’s annual food waste…
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Moving Abroad As A Young Professional Helps Boost Your Career

The 2019 Expat Explorer Survey 2019 reveals that young professionals who move abroad before their 35th birthday are more successful in the long run. Their pay packets increase the most along with their career potential. According to the survey almost half of young expats choose to go to live and work abroad for career reasons, and it seems…
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The asymmetry of interest rate duration risk

A common way to think about bond yields is to view them as a cushion that protects bondholders from the potential negative effects of duration risk. The yield cushion provides protection from capital losses if yields were to rise. (details here) As bond yields have now collapsed to very low levels, that protection from duration risk…
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Financial Advice versus No Financial Advice

If you’re looking to invest, buy a financial product or plan for the longer term, whether or not you need financial advice will depend on a number of factors such as what product you are looking for, how complicated your finances and personal circumstances are and your short and long-term goals. What do you pay…
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The benefits of practising money mindfulness

Mindfulness isn’t often a word associated with money, but being mindful is a skill and practice that holds many benefits when it comes to managing your finances in a more clear, intentional and purposeful way. A mindful money practice requires you to pay full attention to your money on a moment-by-moment basis. In other words,…
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Do You Need A Financial Planner?

There is no simple answer. Each person is unique and each situation is different. However, if you spend a few minutes looking over the following list of questions, you should have a pretty good idea if you should consider using a financial planner. Take this short quiz and find out if a Financial Planner is…
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Focus on risk awareness with women investors

Many women’s conservative posture means advisers need to move beyond risk “tolerance’ says Kim Dellarocca the managing director for Pershing, a BNY Mellon company. Today’s women achieve more academic credentials than ever, earn larger salaries, run more businesses and are among the nation’s most prodigious wealth creators. But when it comes to preparing for a…
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