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The asymmetry of interest rate duration risk

The asymmetry of interest rate duration risk

A common way to think about bond yields is to view them as a cushion that protects bondholders from the potential negative effects of duration risk. The yield cushion provides protection from capital losses if yields were to rise. (details here) As bond yields have now collapsed to very low levels, that protection from duration risk…
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Financial Advice versus No Financial Advice

Financial Advice versus No Financial Advice

If you’re looking to invest, buy a financial product or plan for the longer term, whether or not you need financial advice will depend on a number of factors such as what product you are looking for, how complicated your finances and personal circumstances are and your short and long-term goals. What do you pay…
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The benefits of practising money mindfulness

The benefits of practising money mindfulness

Mindfulness isn’t often a word associated with money, but being mindful is a skill and practice that holds many benefits when it comes to managing your finances in a more clear, intentional and purposeful way. A mindful money practice requires you to pay full attention to your money on a moment-by-moment basis. In other words,…
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Do You Need A Financial Planner

Do You Need A Financial Planner?

There is no simple answer. Each person is unique and each situation is different. However, if you spend a few minutes looking over the following list of questions, you should have a pretty good idea if you should consider using a financial planner. Take this short quiz and find out if a Financial Planner is…
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Focus on risk awareness with women

Focus on risk awareness with women investors

Many women’s conservative posture means advisers need to move beyond risk “tolerance’ says Kim Dellarocca the managing director for Pershing, a BNY Mellon company. Today’s women achieve more academic credentials than ever, earn larger salaries, run more businesses and are among the nation’s most prodigious wealth creators. But when it comes to preparing for a…
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