Complex Advice

Why Gold Is Insurance During Times Of Crisis

Why Gold Is Insurance During Times Of Crisis

Gold has been a part of human history since the beginning of time. For centuries, from Pharaohs to Kings gold has been associated with prestige, power, wealth, and freedom. If you don’t know much about this yellow precious metal, reading this information will be a great place for you to start. So, why do I…
Read More
Appropriate measures adverse events and positive outcomes

Appropriate measures, adverse events and positive outcomes

The establishment of an appropriate measure to mitigate a negative outcome that arises from an adverse event, whether expected or not, is an important consideration. However, the importance and benefit of doing so is often not truly realised until an adverse event occurs. When an adverse event occurs, the outcome for those with an appropriately established measure…
Read More
Why rebalance an investment portfolio

Why rebalance an investment portfolio?

Many financial decisions we make regarding our personal finances can involve a certain level of risk. However, the level of risk that we are willing (tolerance) and able (capacity) to take, can vary from one person to the next. This is normal, and is often due the differences that exist in our: 1. financial situation, goals and…
Read More
How to sign your Wills when you are in quarantine

How to sign your wills when you are in quarantine

Due to the Coronavirus, best practice is to not be with strangers or non-family members. However, a Will is only witnessed by strangers or persons that are not related to you. During periods of ‘lockdown’ in your community when you cannot leave your home the only witnesses maybe your next-door neighbours. This process assumes a…
Read More

TAG Super Update | Ability to Contribute from Age 65

 For SMSF members who are over 65 years of age and no longer working, there are very few options available for them to contribute to superannuation. Members of this age are no longer able to use the bring forward provisions (subject to the circumstances below), and they must satisfy a work test in order to…
Read More

Retirement and changes to the Age Pension deeming rates

Financial wellbeing is defined as when you are able to meet expenses and have some money left over, are in control of your finances, and feeling financially secure, now and in the future. Some of the main factors that can influence your financial wellbeing are as follows: 1. financial capability (your financial knowledge, attitudes, decisions, and behaviours),…
Read More

The three wise advisers: the current landscape, and future predictions…

Watch ‘The Evolution of Dealer Group’ panel from this year’s IFA Client Experience Workshop. The discussion covers: The current advising landscape; the royal commission and a global outlook (0:01) What support licensees can provide in helping advisers with client relationships (3:31) How might dealer groups help advisers communicate the value of advice? (10:06) Who should…
Read More

Advantages Of Advanced Aged Care Planning

If you fear death and the mere thought or process of reading this sentence makes you squeamish, then I am sorry to be the bearer of bad news but death is an inevitable part of life. However, advanced care planning provides you with the important opportunity to communicate your preferences such as what quality of…
Read More

3 Exercises to Trim Your Financial Fat in 2019

The start of a new year is a great time to trim the fat. And no, I’m not talking about the few extra pounds you picked up from all those holiday cookies. While getting in physical shape is important, you can benefit from a few exercises in another area of your life, too: your finances.…
Read More