In The Media

1 024 down the drain Why we pay for gym memberships we dont use

$1,024 down the drain: Why we pay for gym memberships we don’t use

Cam Wallen is one of many Aussies paying for gym or fitness memberships they aren’t using regularly enough. The 30-year-old joined a jiu-jitsu gym earlier in the year, and went regularly for a couple of weeks. But life got in the way – he got sick for a while, and had a string of social events like…
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What is negative equity and how you can avoid it

What is negative equity and how you can avoid it

In a period of massive growth in house prices, many Australian homeowners are sitting on an asset – or assets – that continue to pay dividends. But what happens when prices go rapidly in the other direction? With the recent housing bubble predicted to burst at any time, on top of rising interest rates, negative…
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Pet insurance Is it a dogs breakfast or the purr fect play

Pet insurance: Is it a dog’s breakfast or the purr-fect play?

I was talking to someone the other day who has a hard-and-fast cut-off for the cost of care for her pet pooch: any procedure incurring a vet bill of over $5,000 doesn’t happen. And someone else chimed into the chat: “We outlaid $3,000 when our cat got a tick. There was the possibility she would…
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Interest rates are going up What you can expect

Interest rates are going up: What you can expect

We know the Reserve Bank of Australia (RBA) will be hiking interest rates over the next few years. The debate now is about when it starts the hiking cycle, how quickly it moves interest rates higher and what peak rate will be delivered. With inflation running strongly and set to hit its highest rate in 30 years, it is…
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Bulls and bears Why are these animals used in finance

Bulls and bears: Why are these animals used in finance?

Take a look at stock market news headlines on any average day and you’re likely to see analysts talking about two very aggressive animals: bulls and bears. “Are we in a bear market?” Barron’s asks. Morgan Stanley analysts reckon so. But Stockhead is observing a bull run in the ASX 200, while Benzinga reckons the S&P 500 is on the…
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RBA rate rise This is what will happen to your rent

RBA rate rise: This is what will happen to your rent

The Reserve Bank of Australia (RBA) has lifted the cash rate for the first time in 12 years, upping the official rate from 0.25 percentage points to 0.35 per cent. Renters may also be wondering if they have anything to fear from rising interest rates: if your landlord’s mortgage repayments rise, isn’t a rent increase logical? Not…
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Where does our petrol come from and how secure is the supply

Where does our petrol come from and how secure is the supply?

While petrol prices in Australia have eased a little, since the Government halved the fuel excise for the next six months, many have asked why prices go so high during crises that are far from our shores. The war in Ukraine was blamed for the massive hike in fuel prices across Australia and the globe, but with Australia…
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Working from home or the office Which is more productive

Working from home or the office: Which is more productive?

Before the COVID-19 pandemic gripped the world in 2020 and forced organisations to restructure working methods, there was no questioning the traditional norm of working from the office. However, the world discovered the benefits of working remotely and now it seems there’s no looking back, as far as employees are concerned. But which one is more…
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The real jobless rate The 7 million Aussies not looking for work

The real jobless rate: The 7 million Aussies not looking for work

There are around 7 million Australians of working age that don’t have a job, and are not looking to enter the workforce. Yet, our unemployment rate is down to 4 per cent and experts predict this will keep falling. How does this make sense? Here’s a breakdown.   Unemployment rate The unemployment rate is calculated by counting those who…
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