Investment

40 000 profit How behaviour influences your investments

$40,000 profit: How behaviour influences your investments

Whether you’re new to investing or been around the block a few times, it is important to always make sure your portfolio is diversified and ready for anything. And even though the economy suffered during COVID-19, the stock market dipped and rose that saw some investors win while others lost out. For example, if an investor had a $250,000…
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9 investing fails that look like common sense

9 investing fails that look like common sense

Investing is confusing enough as it is – and it’s not helped when many of the ‘rules’ aren’t actually right. For one thing, following the crowd isn’t always a safe move – and the experts aren’t always right. And staying on top of your investments can actually be a bad thing, while playing it too safe will…
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Investment portfolios and concentration risk

Investment portfolios and concentration risk

When it comes to investing, the main asset classes are cash, fixed interest, property, and shares. Importantly, each asset class (and sub-asset class) has its own unique characteristics (e.g. categorisation, focus, liquidity, expected rate of return, returns, risk level, and time horizon). Moreover, no one asset or type of asset provides the best performance over all time periods—they tend…
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5 questions to ask yourself before you buy an investment property

5 questions to ask yourself before you buy an investment property

Australia is navigating a pandemic induced recession, property prices have fallen in many locations and interest rates are at record lows. Naturally, you may be asking yourself, ‘Should I be investing in the property market?’. Everyone has different reasons for getting into the market, such as wanting to reduce your tax or because friends and…
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What companies are Dominating the competition of the Share Market

What companies are Dominating the competition of the Share Market?

What did it look like in 2013? Apple is now bigger by value than the entire Australian stock exchange. We are seeing a dislocation between some and the rest, particularly in North America. What will be the impact of mean reversion?
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Ray Dalio

Dalio on Impact of Deficits, Election, U.S.-China Tensions

Ray Dalio is the billionaire founder of the largest hedge fund in the world, Bridgewater Associates. In this short clip, Ray talks about the need to do diversification “well” in your portfolio. “The Shartru Way” requires that the correlation of assets is of paramount consideration during portfolio construction. This ensures “well” diversification is achieved thus providing superior…
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Microinvesting Is it worth it

Micro-investing: Is it worth it?

For share market novices, micro-investing apps like Raiz and Spaceship Voyager are great for making your first foray into the investing world, without any of the complexity attached to it. Arguably the most well-known micro-investing app, Raiz (formerly Acorns), rounds up your purchases to the nearest dollar and invests those tiny amounts for you into…
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5 essential rules for post coronavirus investors

5 essential rules for post-coronavirus investors

Six months ago, some of the younger teams in my office asked if they should start investing in the stock market. My answer was that they could start small and learn how to buy and sell stocks but the best time for them to start might be after a stock market crash! I said to…
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Why Investing Is Important

Why Investing Is Important

Investing has become increasingly important over the years, as the future of social security benefits becomes unknown. People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have…
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