Investment

Microinvesting Is it worth it

Micro-investing: Is it worth it?

For share market novices, micro-investing apps like Raiz and Spaceship Voyager are great for making your first foray into the investing world, without any of the complexity attached to it. Arguably the most well-known micro-investing app, Raiz (formerly Acorns), rounds up your purchases to the nearest dollar and invests those tiny amounts for you into…
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5 essential rules for post coronavirus investors

5 essential rules for post-coronavirus investors

Six months ago, some of the younger teams in my office asked if they should start investing in the stock market. My answer was that they could start small and learn how to buy and sell stocks but the best time for them to start might be after a stock market crash! I said to…
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Why Investing Is Important

Investing has become increasingly important over the years, as the future of social security benefits becomes unknown. People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have…
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What type of share market investor are you?

 Talk to a group of investors and it quickly becomes apparent that there are many differing motivations, strategies and attitudes amongst them. A little honest introspection can lead you to a better understanding of your own objectives and the impact your personality has on your activities on the Aussie sharemarket. Noted financial editors and fund…
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Gen Y Are Costing Themselves Plenty

Would you let someone select your first car to buy or indeed even a house? Interestingly, that is exactly what some people are doing with their retirement savings. A recent report released by REST superannuation said that about 1/3 of all people aged between 18-30 years old don’t open their superannuation statements or know what…
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The push and pull on bond yields

2019’s rampant bond rally came to a halt this month as bond yields rose, causing bond prices to fall across most major bond markets. For example, the mostly widely followed global bond index – Barclays Global Aggregate Bond Index – lost 1% in September, which is sizeable given it nearly wipes out a whole year’s…
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The biggest risk investors will face for the rest of the year

Australia’s stock market fortunes follow the US. So you absolutely need to keep your eyes on that market. The good news is that the US economy remains strong. It’s the most resilient developed economy in the world. But it simply cannot avoid the business cycle. And the evidence suggests the business cycle is turning down.…
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The vanishing yield cushion

Conventional approaches to fixed income investing rely on bond yields to generate returns. Most of the returns come from accumulating portfolios of bonds to harvest yield. Simplifying a little, bond yields represent the return from holding bonds to maturity and comprise the bonds’ interest income plus any discount or premium embedded in bond purchase prices.1…
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The Power Of Compound Interest!

The Power of Compound Interest On the topic of compound interest, Albert Einstein famously said, “Compound interest is the eighth wonder of the world. He who understands it earns it… He who doesn’t, pays it…” Compound interest, in simple terms, allows you to earn interest on your interest. It is the result of reinvesting interest, rather…
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