Investment

Later-cycle markets demand caution, not a disengagement from risk

This investment cycle is not in its infancy. No one is arguing that. What’s more contentious is whether the cycle is on its last legs – “late cycle” as some would argue – or actually maturing with still some way to run, as we believe. For those prepared to “stay engaged” with risk markets, we expect…
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Investors show strong interest in using leverage, study shows

Australians have shown strong interest in using leverage to invest, millennial online investors are driving strong interest for gearing to invest, while margin lending investors are “in it for the long haul,” according to a new study from Investment Trends. The 2018 Borrowing to Invest Report is an in-depth study of the attitudes and behaviours…
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Invest Smarter – Investment Growth Bonds

Invest Smarter – The resurgence of investment bonds Once mainly considered an alternative investment to superannuation, investment bonds (also known as insurance bonds) have re-emerged and are now being more broadly understood as a genuine solution for smarter investing. More advisers are moving away from pigeonholing investment bonds mainly as an alternative to superannuation and,…
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Super investors warned about turbo-charging ‘safe’ funds to boost performance

Superannuation funds are boosting short-term performance by turbo-charging their high-profile “shop front” balanced funds with up to 90 per cent of higher-risk growth assets. Advisers recommend members reassure themselves about what is included in their “safe” investments by checking on the ratio of growth to defensive assets in their fund. No standard investment definitions Paul Moran, principal…
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Jenga! Markets are ready to tumble

Markets have risen so high that – like a tower of Jenga blocks – they’ve becoming unstable, and investors need to take care, BlackRock says. Global markets are showing signs of being in the late stages of a game of Jenga, and investors need to play cautiously, argue two BlackRock executives. Jenga is a game…
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Managed account funds shows steady growth

According to the Managed Accounts FUM Census series, funds under management (FUM) in managed accounts have grown by nine percent to $5.389 billion in six months to 30 June, 2018. The study, realised by the Institute of Managed Accounts Professionals (IMAP) and Milliman, found that for the 12 months year on year period represented an…
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ALP Policy will Reduce Retirement Income by 5%

Once upon a time, the Labor Party used to claim that it existed for the benefit of the workers. As Professor Geoff Warren at ANU has pointed out, clearly the Labor Party is not concerned about working people, who have made it to retirement, nor indeed are they worried about people on lower tax rates…
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Understanding Floating Rate Notes

A floating rate note (FRN) is a type of bond. A borrower, typically a government or company, issues bonds to raise capital. In return, they promise to pay bond holders back in full on the bond’s maturity date. Until that date, the borrower pays regular interest payments or ‘coupons’. Bonds are commonly called ‘fixed-income investments’.…
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What’s the Big Deal about NRAS Property?

National Rent Affordability Scheme (NRAS) Rental Properties The National Rent Affordability Scheme or NRAS is a government scheme designed to ensure that rent remains affordable for working families. It differs from the concept of “Social Housing” as the NRAS tenant can earn up to $125,960 per year as opposed to $58,292 for social housing tenants,…
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