Insights and Research

How AI is supercharging financial scams

How AI is Supercharging Financial Scams

As with any new technology, we have to take the good with the bad. But in the case of artificial intelligence (AI), the can of worms it threatens to open might be unlike anything we’ve ever seen. Already, the technology is being used by cybercriminals to swindle people of their money, and the methods they’re using…
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What are unlisted assets and do they belong in your super

What are unlisted assets and do they belong in your super?

Super funds will invest in different types of assets to grow their members’ retirement savings, and unlisted assets can be an important part of their investment strategy. But how do these differ from other assets in your portfolio? And what can you expect when it comes to risk and return? The difference between listed and unlisted assets…
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5 ways to slash your Christmas present spend while money is tight

5 ways to slash your Christmas present spend while money is tight

Taking the ‘silly’ out of the present season this year is incredibly financially smart. Without wanting to scare you, Christmas is barely a few days – and potentially another rate rise – away. And another thing: the Reserve Bank’s (RBA) interest rate actions in 2024 will heavily depend on how much we imminently spend. (And not…
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4 Aussies share their costly wedding mistakes

4 Aussies share their costly wedding mistakes

Cutting corners on your wedding might see you end up paying even more. The average wedding cost in Australia is said to range from $36,000 to $51,000, so it’s no wonder we love to find creative ways to get the price down. But attempts to save money on your wedding plans don’t always pay off. From paying more for…
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$290 insurance price cut gives millions of Aussies cost of living relief

$290 insurance price cut gives millions of Aussies cost-of-living relief

NSW households are set to save up to 15 per cent on their home insurance premiums. Home insurance premiums will soon become cheaper for NSW residents, providing hundreds of dollars in cost-of-living relief to households. NSW Premier Chris Minns announced the government would scrap the Emergency Services Levy from home insurance premiums. The levy is a tax that…
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Gift cards How to make the most of them and the traps to avoid

Gift cards: How to make the most of them and the traps to avoid

Digital delivery has transformed the gift card industry, making them easier to buy, easier to give, and harder to misplace. Gift cards have boomed to the point where Aussies now spend an average of $29 million a day on them and they’re our second-most-popular Christmas present. The gift card market is worth $10.7 billion in Australia, and it’s growing…
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Can you still afford to ignore HECS HELP debt

Can you still afford to ignore HECS-HELP debt?

HECS-HELP debt is considered by many to be “good” debt, since the government doesn’t charge interest and repayments only start once when you pass a certain income threshold. But balances are still indexed annually in line with inflation, and this year the indexation rate jumped all the way up to 7.1%. This is a steep increase…
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Major Australia Post change for Christmas

Major Australia Post change for Christmas

Australia Post is expecting another huge parcel-delivery season this Christmas. With Christmas less than a few weeks away, Australia Post has announced it will now be delivering parcels on weekends to help deal with a surge in demand. Australia Post will start temporary weekend deliveries this Saturday across all metro capitals and some regional cities and…
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Netflix Apple TV Spotify The rising subscription costs that won't come down

Netflix, Apple TV, Spotify: The rising subscription costs that won’t come down

Roughly a third of Aussies have cancelled streaming services in the past six months. While we’ve all been struggling with increases in just about everything – mortgages, rent, fuel, energy, groceries, the list goes on – our frustrations are justified when it comes to the price of entertainment. Streaming services are normally our gateway to escape cost-of-living frustrations outside of taking…
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